Real Estate by Debbie Reynolds: Why a VA Loan Makes Sense for a Veteran

Why a VA Loan Makes Sense for a Veteran

A VA Loan Has Advantages, Take a Look


Advantages of a VA loanWhether you are active duty military, in the National Guard or Reserves, prior military service or a Retired Veteran, a VA loan may be available to you. Living near a military post like Ft. Campbell in Clarksville TN means there are lots of VA buyers. Why do they choose to use this type of loan over other financing? They have earned it and this is one loan that does not require a downpayment. 

You can check to see if you qualify here.  The loan is easy to get and favors the Veteran and is for Veterans. 

These benefits are worth checking out.


  • No down payment required.
  • No mortgage insurance (MIP or PMI) but a Funding Fee may be required if you don't have a service related disability of at least 10%.
  • Qualifying is more lenient and the debt ratios are higher and more forgiving.
  • You don't lose your VA loan and it doesn't expire.
  • Some Veterans are able to have more than one loan at a time and it is reusable when the entitlement is restored.
  • The loans are assumable if the buyer is deemed to be able to afford it through a qualifying criteria.
  • There are no limitations on renting your home as long as you bought it for the intention to make it your primary residence.
  • Investment properties up to 4 units are allowed as long as you live in one. You can use the income from the other units to qualify.


Check out homes for sale that could sell on a VA Loan in Clarksville TN.

Some VA buyers may have exempt status from the funding fee. See who is exempt and learn more about the funding fee. 

Find out if you qualify for a VA loan by contacting The Real Debbie Reynolds of Clarksville TN 931-320-6730.


 Centruy 21 Platinum Properties2130 Wilma Rudolph Blvd.

Clarksville, TN 37040

When you need Real Estate services in Clarksville TN

                  it would be my pleasure to assist you!                             

Debbie Reynolds
"The Real Debbie Reynolds"

Check out all Clarksville TN Real Estate on My Website

931-771-9070 Office | 931-320-6730 Cell

Clarksville TN Homes 


 Google Plus       Follow me on YouTube       


Comment balloon 9 commentsDebbie Reynolds • July 09 2018 02:27AM


Debbie VA Mortgages make a lot of sense for Veterans, unfortunately many Veterans do not take advantage of this benefit.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) 4 months ago

It's a good deal for sellers, too, because VA buyers are often far more loyal to the transaction than other types of buyers.

Posted by Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents, Put 40 years of experience to work for you (Lyon Real Estate) 4 months ago


 Va loans are wonderful and a such a little thing we can do for our vets! Our vets deserve the best from all of us and I bend over backwards when they are my clients.

Posted by Yolanda Cordova-Gilbert 4 months ago

Good to work with both an agent and a lender well versed in this area.

Posted by Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce (EXP Realty 414-525-0563) 4 months ago

Debbie, the VA loan is a wonderful product for our Vets.  I have had many Vets use this loan even with 10% down, as there is no mortgage insurance.  

Posted by Joan Cox, Denver Real Estate - Selling One Home at a Time (Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373) 4 months ago

The VA loan is hands down the best loan that a person can get, so if someone is eligible for one, they would be crazy not to use it.

Posted by Brian England, MBA, GRI, REALTOR® Real Estate in East Valley AZ (Arizona Focus Realty) 4 months ago

Debbie Reynolds - I love that you are an advocate for VA loans for our military personnel and those that serve. I'm an MRP and always enjoy working with them too. 

Thank you, Debbie for the great services you do for our Military families. 

Posted by Patricia Feager, MBA, CRS, GRI, Selling Homes Changing Lives (DFW FINE PROPERTIES) 4 months ago

Good morning Debbie.  I usually enjoy doing VA loan transactions and helping out our vets.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) 4 months ago

This is important information to share with prospective home buyers. 

Posted by Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) 4 months ago